:root{color-scheme:light;--ink:#172b32;--muted:#506269;--paper:#f5f3ec;--line:#d7dfd8;--green:#12614c;--red:#a42b25}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.5 system-ui,-apple-system,"Segoe UI",sans-serif}main{max-width:1180px;margin:auto;padding:38px 28px}button,input{font:inherit}button{background:var(--ink);color:white;border:0;border-radius:8px;padding:12px 18px;cursor:pointer;white-space:nowrap}button:hover{background:var(--green)}button:focus-visible,input:focus-visible{outline:3px solid #c27c21;outline-offset:3px}.eyebrow{font-size:13px;font-weight:800;letter-spacing:2px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.eyebrow span{color:var(--muted);font-size:11px;letter-spacing:1px}.intro{display:flex;align-items:center;justify-content:space-between;gap:20px}h1{font-size:clamp(30px,4.5vw,54px);line-height:1.05;letter-spacing:-2px;margin:26px 0 14px}h2{font-size:21px;letter-spacing:-.5px;margin:0}h3{font-size:14px;margin:0 0 14px}.dot{color:#22866a}.lede{color:var(--muted);margin:0 0 24px}.notice{padding:12px 16px;border-left:3px solid #b77d2b;background:#eee8d9;font-size:13px;margin:0 0 24px}.comparison,.scenario,.method{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}.comparison{margin-bottom:24px}.comparison>p{font-size:13px;color:var(--muted);margin:8px 0 14px}.section-heading{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}#delta{font-size:14px;font-weight:700;color:var(--green)}.table-wrap{width:100%}table{width:100%;border-collapse:collapse;font-size:14px;table-layout:fixed}th,td{text-align:right;padding:10px 8px;border-bottom:1px solid #e9ede8;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}th:first-child,td:first-child{text-align:left;width:44%}thead th{color:var(--muted);font-size:12px}.hero-row td{font-size:21px;font-weight:750;color:var(--green)}.negative{color:var(--red)!important}.fine{font-size:12px!important;color:var(--muted)}.scenarios{display:grid;grid-template-columns:1fr 1fr;gap:24px}.scenario{min-width:0}.scenario-title{display:flex;align-items:center;gap:12px;margin-bottom:20px}.badge{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--ink);color:white;font-weight:750;flex-shrink:0}.scenario:nth-child(2) .badge{background:var(--green)}.scenario-title p{margin:2px 0 0;color:var(--muted);font-size:12px}fieldset{border:0;border-top:1px solid var(--line);padding:15px 0 18px;margin:0}legend{font-size:12px;font-weight:800;letter-spacing:.7px;padding:0 9px 0 0;color:var(--muted)}.fields{display:grid;grid-template-columns:1fr 1fr;gap:15px 16px}label{display:block;font-size:12px;font-weight:650;color:var(--muted);min-width:0}input{display:block;width:100%;min-width:0;background:#fbfcfa;border:1px solid #bccbc2;border-radius:7px;color:var(--ink);padding:10px 11px;margin-top:5px;font-variant-numeric:tabular-nums}input[aria-invalid=true]{border:2px solid var(--red);background:#fff7f5}.error{display:block;color:var(--red);font-size:12px;font-weight:500;margin-top:5px}.input-help{font-size:12px;color:var(--muted);margin:0 0 12px}.warnings{border-radius:8px;padding:12px 14px;background:#f4f1e7;font-size:12px;min-height:44px}.warnings p{margin:0 0 6px}.warnings p:last-child{margin:0}.breakdown{margin:16px 0;font-size:12px}.breakdown summary{cursor:pointer;font-weight:700}.breakdown dl{display:grid;grid-template-columns:1fr auto;gap:5px 12px}.breakdown dt,.breakdown dd{margin:0}.breakdown dd{text-align:right}.method{margin-top:24px}.method-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 28px}.method p{font-size:13px;color:var(--muted)}.method strong{color:var(--ink)}footer{display:flex;justify-content:space-between;gap:16px;font-size:11px;color:var(--muted);margin-top:26px;letter-spacing:.4px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:700px){main{padding:24px 16px}.intro{display:block}.intro button{margin-bottom:20px}.scenarios{grid-template-columns:1fr;gap:18px}.comparison,.scenario,.method{padding:18px}.method-grid{grid-template-columns:1fr}h1{letter-spacing:-1px}th,td{padding:9px 5px;font-size:12px}.hero-row td{font-size:17px}footer{flex-direction:column;gap:4px}.section-heading{display:block}#delta{display:block;margin-top:8px}}
@media(max-width:360px){.fields{grid-template-columns:1fr}.hero-row td{font-size:15px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto}}
